The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
For detailed T&C Click here
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
The value chart for Vistara Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth Rs 15,500 using your Vistara Credit Card Annually
| DETAILS | MONTHLY BENEFITS (RS) | YEARLY BENEFITS (RS) |
|---|---|---|
| SonyLiv Activation Benefit 1 | Rs 999 | |
| Movie Spends At Paytm | Rs 200 | Rs 2,400 |
| Food Ordering At Swiggy | Rs 200 | Rs 5,760 |
| Online Shopping At AJIO2 | Rs 4,000 | |
| Fuel Spends3 | Rs 200 | Rs 360 |
| Domestic Airport Lounge Access | Rs 2,000 | |
| SonyLiv Renewal Benefit | Rs 999 | |
| Edge Rewards | Rs 200 | Rs 1,800 |
| Total Benefits (Year1) | Rs 18,318 | |
| Total Benefits (Year2 Onwards) | Rs 18,318 | |
| Annual Benefits As A Percentage Of Spends* | 10.5% |
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
PAN Card photocopy or Form 60
Proof of income
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre
Opting for a credit card aids routine and substantial
purchases, ensuring cashless ease and rewarding
cashbacks.
CREDIT CARD
Enjoys a good meal. But what if you could enhance your dining experience while saving money and earning rewards?
Read More 5 min read
CREDIT CARD
Use Axis Bank's exclusive Credit Cards like the Magnus, Atlas and Privilege cards to elevate your dining experience.
Read More 5 min read
CREDIT CARD
As we age, our financial needs and responsibilities change, and we must adapt to new ways of managing our finances.
Read More 5 min read
Axis Bank is registered with DICGC
Central KYC Registry
Axis Bank is registered with DICGC
DICGC QR code
Download open by Axis Bank
Central KYC Registry
Site best viewed in IE10+, Firefox 47+, Chrome 55+, Safari 5.0+ at 1024 X 768 pixels resolution
Please do not believe any entity using Axis Bank logos & branding to request the public for money in exchange for opening a Customer Service Point.
Always use the customer care numbers displayed on Bank’s official website. Do not access unknown website links.
Copyright © Axis Bank
At your request, you are being redirected to a third party site. Please read and agree with the disclaimer before proceeding further.
This is to inform you that by clicking on the "Accept" button, you will be accessing a website operated by a third party namely . Such links are provided only for the convenience of the client and Axis Bank does not control or endorse such websites, and is not responsible for their contents. The use of such websites would be subject to the terms and conditions of usage as stipulated in such websites and would take precedence over the terms and conditions of usage of www.axisbank.com in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) accessing such web sites shall be directly between such person and the owner of such websites and Axis Bank shall not be responsible directly or indirectly for such action so taken. Thank you for visiting www.axisbank.com
DisclaimerAt your request, you are being redirected to a third party site. Please read and agree with the disclaimer before proceeding further.
This is to inform you that by clicking on the hyper-link/ok, you will be accessing a website operated by a third party namely Such links are provided only for the convenience of the Client and Axis Bank does not control or endorse such websites, and is not responsible for their contents. The use of such websites would be subject to the terms and conditions of usage as stipulated in such websites and would take precedence over the terms and conditions of usage of www.axisbank.com in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) accessing such web sites shall be directly between such person and the owner of such websites and Axis Bank shall not be responsible directly or indirectly for such action so taken. Thank you for visiting www.axisbank.com
Cover arranged by Axis Bank for its customers under Digit Illness Group Insurance Policy (UIN GODHLGP20142V011920). Participation to group insurance is voluntary.
